MEPCO Bill Installment. Electricity bills in Pakistan continue to rise. Many households and small businesses struggle to pay a large MEPCO bill in one go. To reduce this burden, Multan Electric Power Company (MEPCO) allows eligible customers to split their electricity bill into easy monthly installments.
This complete 2025 guide explains who can apply, how the installment system works, required documents, approval authority, and where payments are accepted, all in simple and practical terms.
MEPCO Bill Installment at a Glance
| Detail | Information |
|---|---|
| Service | MEPCO Bill Installment |
| Year | 2025 |
| Eligible Users | Domestic & Commercial |
| Installment Range | 2 to 12 months |
| Required Documents | CNIC, latest bill, application |
| Apply Location | MEPCO Sub Division Office |
| Approval Time | Same day in most cases |
| Payment Method | Banks & Post Office only |
Why Does a MEPCO Electricity Bill Become High?
Many consumers visit MEPCO offices after receiving an unusually high bill. Based on official guidelines and on-ground experience, these are the most common reasons.
Meter Reading Errors
Sometimes the meter reading is entered incorrectly or recorded late. This can result in excess units.
Heavy Seasonal Usage
Air conditioners, water motors, heaters, and pumps increase unit consumption rapidly, especially in summer.
Previous Dues or Fuel Adjustments
Unpaid dues, fuel price adjustments, or taxes are often added automatically to the current bill.
Faulty or Estimated Meter
If the meter is faulty or inaccessible, MEPCO may issue an estimated bill, which is often higher than actual usage.
Who Can Apply for a MEPCO Bill Installment?
MEPCO allows installments for most customers, but approval depends on certain conditions.
You can apply if:
- Your bill amount is unusually high
- You are a domestic or commercial user
- Your connection is active or temporarily disconnected
- You have not defaulted repeatedly in the past
- The bill increased due to a system or meter error
A clean payment record improves your approval chances.
Required Documents for MEPCO Installment
MEPCO keeps the documentation process simple.
You only need:
- Copy of CNIC
- Latest MEPCO electricity bill
- Written application
You can write the application yourself or request a format from the MEPCO office.
Summary:
Carry your CNIC, bill, and application. No extra documents are required.
Who Approves the MEPCO Bill Installment? (Official Authority List)
Approval authority depends on the bill amount. This table is based on official MEPCO policy.
| Bill Amount | Approving Officer | Allowed Installments |
|---|---|---|
| 5,000 – 10,000 | SDO | Up to 2 |
| 20,000 – 50,000 | XEN | Up to 3 |
| 100,000+ | Manager / Director | Up to 4 |
| Up to 1 Million | CEO / Commercial Director | 6 to 12 |
Higher amounts require senior-level approval, which may take slightly longer.
Step-by-Step: How to Apply for a MEPCO Bill Installment
Follow these simple steps to apply without delays.
- Visit your nearest MEPCO Sub Division Office
- Explain your issue clearly: high bill, financial issue, or meter error
- Submit CNIC copy, latest bill, and written application
- Officer reviews your case and forwards it for approval
- Once approved, receive the updated installment bill
- Pay each installment on time and keep payment slips safe
In most cases, approval is granted the same day.
Where Can You Pay MEPCO Installment Bills?
This is a common confusion. Installment bills cannot be paid through mobile wallets or apps.
Payments are accepted only at:
- Habib Bank Limited (HBL)
- United Bank Limited (UBL)
- MCB Bank
- Meezan Bank
- National Bank of Pakistan
- Pakistan Post Office branches
Important:
JazzCash, Easypaisa, and online banking are not allowed for installment bills.
Tips for Fast MEPCO Installment Approval
Follow these practical tips to avoid rejection or delay.
Keep Documents Ready
Carry complete documents to avoid multiple visits.
Explain Your Case Clearly
Mention financial pressure or billing error politely and clearly.
Verify Meter Reading
Compare printed units with your actual meter before applying.
Pay Installments on Time
Late payment may cancel the installment plan and add penalties.
MEPCO Helpline and Contact Details
For guidance or complaints, MEPCO provides multiple support channels.
- MEPCO Helpline: 0800-63726
- Electricity Complaint Helpline: 118
- SMS Complaint: Send message to 8118
- Office Visit: Nearest MEPCO Sub Division (working hours)
- Official Website: https://mepco.com.pk
Conclusion
The MEPCO bill installment facility in 2025 is a practical solution for households and businesses facing high electricity bills. With minimal documents, quick approval, and flexible payment options, customers can manage their electricity expenses without stress.
Apply early, provide correct information, and pay each installment on time to avoid penalties. For further help, visit your nearest MEPCO office or contact the official helpline.
